Contrary to popular belief, a closed claim by the insurance company can be reopened as long as you haven't sign a final settlement. If you discover additional damage or missed details after the initial settlement, you have the right to reopen the claim. Timely communication with your insurance company is key. Document the new findings and contact your insurer promptly to reopen the claim for a fair reassessment. if you are still not sure if your claim can be reopened, email, call us or send us a Whatsapp message!

Many homeowners believe that quick Do-It-Yourself fixes won't impact their insurance claims. However, attempting repairs before a thorough assessment by the insurance adjuster can complicate matters. Insurers rely on accurate damage assessments, and DIY repairs may alter the scene, making it challenging to evaluate the full extent of the damage. Always consult with your public adjuster before making any repairs to ensure your claim remains strong!

The fear of increased premiums usually scares you away from filing claims. While it's true that some claims might affect premiums, not all claims lead to higher costs. Insurance companies consider various factors, and a single claim may not result in a premium hike. It's essential to assess the severity of the damage and weigh the potential benefits of filing a claim against the long-term impact on premiums.

Standard insurance policies have limitations, and not all damages are covered. Understanding your policy's exclusions is crucial. For instance, damage resulting from certain natural disasters or lack of maintenance may not be covered. Regularly review your policy, and if you have questions about coverage, consult with your public adjuster to clarify any doubts

While insurance adjusters are employed by insurance companies, their role is to assess damages objectively. However, having a public adjuster on your side provides an advocate who works exclusively for you, this means against the insurance company. Public adjusters help ensure that your interests are represented, maximizing the chances of a fair and equitable settlement

Just filing the claim is actually very easy, the claims process however can seem exhausting, but if you are well-informed and know the big picture of these kind of processes, it becomes more manageable. Seeking assistance from a public adjuster streamlines the process, ensuring that documentation is thorough and negotiations are handled efficiently. A skilled public adjuster can simplify the complexities, making the claims process less burdensome for homeowners